Auto Insurance

• a spotless driving record,
• acquired some "blemishes" over time, or
• just received your drivers license

most companies offer a range of products and services. In fact, from your first car to your last and most everything in between, insurance companies insure people with all types of needs and vehicles. From:

• four-doors to two-doors to hatchbacks,
• sports cars to luxury cars,
• wagons to vans & minivans,
• sport utility vehicles to pick-up trucks,
• motorcyles to RVs, even
• antiques, classic or high value cars & more!

WHAT: Insurers provide a range of coverages with choices on limits and deductibles.*

• Liability coverage in case you're sued as a result of an auto accident,
• Collision & Comprehensive coverage in case your car is damaged or stolen,
• Medical Payments coverage in case someone is hurt in your car,
• Uninsured & Underinsured Motorists coverages in case you're hit by someone who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you (respectively),
• Personal Injury Protection Insurance (as required by state).

*These coverages are subject to availability and qualifications. Other terms, conditions and exclusions may apply.

Special coverages you can add: And since no two drivers are alike, you can get these additional coverages to meet special needs. (These optional coverages often cost extra. Contact your local agent for full details.)

• Rental Reimbursement
• Towing and Labor
• Sound System
• Tape Coverage

Discounts/Savings: You may also qualify for auto insurance discounts.** In most states, coverages inlcude:

• Premier Plus Discount (up to 20% savings on most major coverages)
• Premier Discount (up to 10% savings on most major coverages)
• Multiple Policy Discounts (up to 5% savings on most major coverages)

While they vary state-to-state, other auto insurance discounts include:**

• Good/Experienced Drivers Discount
• 55 & Retired Drivers Discount
• Good Student Drivers Discount
• Resident Student Drivers Discount
• Graduates of Defensive Driving Class Discount
• Senior Adult Discount
• Passive Restraint Systems (airbags/seatbelts) Discount
• Anti-Lock Brakes Discount
• Anti-Theft (device) Discount
• Multi-Car Discount
• Utility Vehicle Discount
• Economy Car Discount

**Subject to availability and qualifications. Other terms, conditions, and exclusions apply. Please see our Discounts & Savings section for more details.

WHEN: From the first moment you get your driver's license through every turn on the road of life, insurance companies want to help protect you and your family.

HOW: Over 14,000 knowledgeable agents are available in the U.S. and Canada alone to help you put it all together --

• review your current coverages,
• help you determine where you might have gaps and be at risk,
• explain their products & services,
• answer questions about your auto insurance contract,
• explain the discounts you may qualify for, and even
• work with you to help you preserve your safety and security or, if it does strike, help you through the claim process.