Motor Home Insurance

That's why many companies designed a motor home insurance policy to help meet your unique needs.

Most Motor Home Policy Offers:*

• Liability Coverage
  Bodily Injury Liability Protection: provides coverage if you or a covered driver are legally liable in an accident in which others are injured or killed.

  Property Damage Liability Protection: provides coverage if you or a covered driver are legally liable for damages to another person's property resulting from an accident.

• Collision Coverage
  Provides coverage for damage from an accident to your insured motor home. Your deductible is not subtracted from the loss payment in the event of a collision involving your motor home and another vehicle insured by your insurer.

• Comprehensive Coverage
  Provides coverage for damage to your insured motor home caused by falling objects, fire, theft, vandalism, flood and certain other non-collision losses.

  And your sound system permanently installed by the manufacturer is covered up to $2,500, less your policy deductible.

• Contents Coverage
  Provides coverage for loss or damage to your property contained in your motor home when caused by fire or lightning. This includes sound systems permanently installed in your motor home that were not installed by the manufacturer, as well as tapes or similar items used with sound systems.

• Medical Payments Coverage
  Provides coverage if you, covered family members, or your covered passengers receive necessary medical treatment, services or products for bodily injury caused by a covered accident.

• Personal Injury Protection Coverage (PIP)
  Also called "no-fault" insurance. Although coverage varies by state, PIP typically provides coverage for you, covered family members, or your covered passengers for medical, rehabilitation, or funeral expenses, even work loss, survivors' loss and essential services expenses caused by covered accidents.

Tailor Your Motor Home Policy with Additional Coverages:*

• Uninsured & Underinsured Motorists Coverage
  Provides coverage if you, a covered family member, or your covered passengers are injured or killed in an accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you (respectively).

• Towing and Labor Costs Coverage
  Most will pay the costs for labor done on your motor home at the place of disablement and for necessary towing of your motor home because of a disablement.

• Rental Reimbursement Coverage
  Provides coverage for the cost of renting a motor home or automobile if you purchase comprehensive and/or collision coverage and the loss to your motor home involves either coverage.

Additional Help on the Road
Complete your protection with an RV Roadhelp Membership that includes unlimited towing back to the nearest capable service provider, trip planning, arrest bond certificate, locksmith services, as well as discounts at KOA campgrounds.

Ask your local insurance agent for additional information about Motor Home Coverage and the RV Roadhelp Membership availability in your state.

* Coverages apply to road use motor homes only. All coverages are subject to availability and qualifications. Other terms, conditions and exclusions apply. This is a brief description of coverages; this is not a contract. You should read an your policy for full coverage details. Please see your local insurance agent.