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The 25 Most Expensive Cars to Insure According To USA Today


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Car Owners feeling as if they are paying more for car insurance are not wrong.

Car insurance premiums rose by more than 20% between 2011 and 2018 to a national annual average premium for the average vehicle of $1,427. All signs suggest rates will continue to rise in the near future, reports USA Today.

The amount Americans pay for car insurance depends on many factors, including driver age, driving record, and location. Of course, the kind of vehicle also makes a big difference in insurance costs.

The Insurance Institute for Highway Safety, a nonprofit research organization funded by auto insurers, collects data on insurance claim frequency and insurance cost per vehicle. In a given year, insurance companies make claim payments of roughly $964 on average per vehicle. This is an average – so while insurers pay zero dollars for vehicles that go without incident in a given year, they might pay over $20,000 or more for vehicles involved in accidents or other events.

Click here to read more about the most expensive vehicles to insure.